Spillman Benefits

At Spillman, we know that employee health and wellness is essential to maintain a good workplace. Spillman’s benefits are an important part of your total competitive compensation package. Our plans are designed to attract and keep the best employees. Spillman’s benefits package includes:

A health insurance plan that includes no individual or family deductibles
A dental plan that includes 100% coverage for preventive dental care
A vision plan to ease the cost of eye exams and corrective lenses
A life insurance plan that offers more coverage and more choices than other plans
A 401(k) retirement plan that includes one of the highest-matching programs in the industry
A long-term disability plan that provides financial protection if an employee becomes disabled
A short-term disability plan that provides financial protection if an employee becomes disabled
An employee assistance program that offers confidential counseling to employees and families

Note: The information contained in the Benefits section is an overview of the types of benefits offered to Spillman employees, not a complete guide to Spillman compensation and benefits. Changes to these plans can occur at any time. Complete, up-to-date information about benefits and compensation plans will be provided to all newly hired employees, and that information takes precedence over any information presented in this section.

Health Insurance Plan - Taking care of you and your family
At Spillman, health care and wellness are priorities for our employees. Our plan offers many programs to ensure wellness at NO cost to the employee. Employees are eligible for health coverage the first of the month following 30 days from the date of hire. To help contain costs, Spillman's plan allows employees to participate in health care networks that provide high-quality care at a reasonable cost. Use of the networks is voluntary and means lower health costs for Spillman employees. Plus, our plans have NO individual or family deductibles when you stay within the network. Possible out-of-pocket expenses include:

Office visits,
Prescriptions,
Emergency room visits,
Outpatient surgery

$15 co-pay Physician, $30 for Specialist
$10 co-pay generic, $25 brand-name
$50 co-pay
$50 co-pay

Dental Plan - Taking care of you and your family
Dental coverage won't ease the pain of a root canal, but it will ease the financial burden and help improve your family's dental health. Our plan pays 100 percent of preventive care and shares expenses of other qualifying dental treatment. It also includes orthodontic coverage for dependents under age 19.

Vision Plan - Taking care of you and your family
Each person on the Vision Plan receives coverage for a vision examination and either one pair of eyeglasses (lenses and frames) or one pair of contact lenses every two years.

Life Insurance Plan - Providing more coverage AND more choices
Spillman pays the premium for $50,000 in life insurance for the full-time employee, $5,000 for spouse, and $2,000 for each dependant child. Children are covered from live birth to age 26. Additional coverage can be purchased for the employee or other family members.

401(k) Retirement Plan - Putting you in charge of your future
Spillman's matching-funds 401(k) retirement plan lets you control how much of your paycheck you save, within government guidelines. Spillman contributes up to 4 percent of your income when you save at least 6 percent of your income. You are eligible for this benefit upon completing six months of full-time employment. Contributions and earnings are tax-deferred (exempt from federal, state, and local income taxes) until you take a distribution from the plan. Vesting occurs at 20 percent per year. The plan gives you various investment choices, which you can change to meet your needs. Participating in Spillman's retirement program is an easy, strategic, long-term method of saving and investing for your future.

Long-term Disability Plan - Providing financial protection when you can't work
Should a medical condition prevent you from working longer than three months, you can continue to receive a portion of your salary under Spillman's long-term disability plan. This plan pays 60 percent of the monthly earnings, to a maximum benefit of $10,000 per month. You are eligible to participate in the long-term disability plan 91 days after beginning full-time employment.

Short-term Disability Plan - Providing financial protection when you can't work
Should a medical condition prevent you from working, you can continue to receive a portion of your salary under Spillman's short-term disability plan. This plan pays 60 percent of the monthly earnings. You are eligible to participate in the short-term disability planon the first day of an accident or the eighth day of an illness or hospitalization.

Employee Assistance - Taking care of you and your family
The Employee Assistance Program provides confidential, short-term counseling to help employees and family members resolve personal problems. This service is available at no cost to employees.